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Insuring for the Future for Small Businesses Part 4: What Are Some Lesser-Known Insurance Options That May Protect My Business?

By Insurance, Startups

This is the last in a series covering the insurance requirements for small businesses. We have covered general liability policies, insurance requirements when hiring employees, and planning for key personnel turnover. The point here is to highlight some forms of less common insurance policies that may be a valuable asset…

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Insuring for the Future for Small Businesses Part 2: What Insurance Do I Need When I Have Employees?

By Insurance, Startups

Businesses with employees must take into consideration several insurance options. Businesses must meet certain state requirements, including carrying workers compensation insurance and paying unemployment insurance tax. Businesses can also leverage certain insurance as an employee benefit—most typically health insurance and disability insurance. There are also insurance policies that protect against…

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Anatomy of an Operating Agreement Part 3: What Do I Need in an Operating Agreement to Facilitate Turnover in Ownership?

By LLC, Operating Agreement, Startups

LLCs with multiple owners need to document their procedures for handling the expulsion and departure of members, as well as dissolution of the company. Without an operating agreement to define these processes, owners will be poorly able to execute these activities. Withdrawal or Death of a Member You may have…

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